Big Issuers American Express. Doesn't do a hard pull for credit limit increases, in fact it's quite easy to get large credit limit increases from American Express..The wrong time to ask for a credit limit increase. When you've recently requested increases elsewhere or applied for new lines of credit. A flurry of requests for new credit can be a sign of .When you submit a credit limit increase request, your issuer might ask for your annual income or monthly housing payment information it'll use to evaluate your risk as a borrower Then, your issuer will make one of three decisions Agree to your increase request Counteroffer with a lesser increase.We don't accept individual requests to increase credit line amounts. If you try to make a purchase that would cause your outstanding balance to be above your credit line, we may evaluate your account for a Credit Line increase..
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